Enabling Near defect free rollouts
Business situation
While implementing or enhancing your Merchant acquiring application to have better
- Cross border and Centralized merchant acquiring operations
- Credit & fraud risk management
- Online, real time transaction processing
- Rapid growth without affecting customer services
You may face several challenges
- Business demands for ever shorter time out
- to market
- Compliance and government regulations
- Data security
To ensure that newly deployed application seamlessly integrates with existing applications, provide improved functionality and deliver on end user requirements it must be tested thoroughly.
Testing challenges
- Integration of multiple application and multiple interfaces
- Risk based prioritization of scripts/ defects for an acquiring life cycle
- Multiple time zones for Front-end, Back-end and VAPP
- Communication with multiple vendors at various geographic locations and time zones
- Synchronization of simulation with real time execution
How we can help?
- Domain role in testing process
- Testing Core Competence
- Structured Methodology
- Disciplined Test management
- Global Testing Delivery Model
How you benefit?
- Satisfied Business Users
- Happy End Customers
- Shorter schedules
- Lower Product life cycle costs
- Lowered transaction costs
- Auditability
- Avoiding Imputed costs of defects
- Lower repair costs
- Downtime costs
- Fewer maintenance staff
- Image, Brand Value
Merchant Operations & accounting:
- Multi-currency/ Multi-institution transaction processing
- Merchant Account management
- Dispute management
- Rules-based Fraud monitoring
- Vendor Management for Statement, Plastic and Plate processing
- Merchant servicing through Real time access to account data
- Merchant Pricing, Transaction Reporting and GL interface
Clearing & Settlement:
- Generation of clearing files to schemes and Issuer Host
- Generation of electronic payment files and other Merchant Funding files
Functionalities tested
Merchant Origination:
- Web based Merchant Boarding
- Bulk Merchant Boarding
- Credit underwriting of merchants
Transaction Capture:
- Terminal models and Applications
- Real-time processing of Loyalty programs, Card Payments, Smart Card and Installment programs
- Split Dialing of Transactions for Charge Card (American Express, Diners Club International, JCB International &
Private label cards) by terminals
- Internet Payment Gateway (MiGS)
- Dynamic Currency Conversion (DCC) transactions
- Recurring transactions & Voice authorizations, Mail Order transactions (MOTO)
- Manual entry of paper voucher transactions
Transaction Routing and Switch:
- Terminal Definition and Setup
- Terminal Driving
- Terminal monitoring
- Off-us & On-us transaction routing
- Activation and Deactivation of terminals
- Stand-in Processing
- Authorization messages
- Terminal batch closure
Authorization, Transaction Logging and extraction:
- Real-time transaction information storage
- Consolidation of transactions from various sources for transmission to Acquiring platforms
